Funding your fitness course

Discover our flexible payment options to help get you started in the fitness industry.

Course Funding Options

Ready to start your fitness course but worried about the cost?

Discover how to save money or fund your next fitness course at YMCAfit. Government-backed Advanced Learner Loans and 0% payments are available on our top courses including Personal Training, Gym Instructing, Yoga and Pilates.

Get a loan

Fund your course with a government-backed Advanced Learner Loan and only pay once you earn over £27,295.

Early Bird

Get 10% off the price of your course when you pay in full 2 months before the start date.

0% Finance

Spread the cost with a deposit and an interest-free monthly direct debit.

Pay upfront

Pay the full amount for your course upfront in one lump sum.

Spread the cost with 0% Finance

We offer you the option to spread the cost of your course with our interest-free monthly direct debit option, available on the following courses:

To book onto your course, you will pay a deposit and you can spread the cost in monthly payments over a longer period.

Speak to one of our Course Advisors to learn more about this payment option when you book your course. You’ll get confirmation of the monthly payment amount and dates that your Direct Debit will be due each month.

Save 10% with our Early Bird discount

Pay in full at least 2 months before your course starts and save 10%* with our early bird discount. Available on the following courses: 

*Not to be used with any other course discount offers.

Advanced Learner Loan

As part of a Government-backed initiative, the Advanced Learner Loan is a flexible way for students over the age of 19 to pay their course fees. You pay back your loan (plus interest) when you finish your course and earn more than £27,295 a year. There are no credit checks and applications are not dependent on your income. 

The Advanced Learner Loan is available on the following level 3 & 4 courses and will cover the cost of your full course:

To qualify for the loan you will need to be over the age of 19 and meet the eligibility criteria for your nationality or residency status. There are no credit checks and applications are not dependent on your income.

How to apply for an Advanced Learner Loan?

  1. At the time of booking, tell us that you are interested in applying for the Advanced Learner Loan.
  2. You will be asked to pay a deposit of £125-£375 depending on the course – this is refunded when full funding is received.
  3. We will arrange for a ‘Learning and funding information’ letter to be sent to you – you’ll need this for your application as it contains the details of your fitness course.
  4. After this, you can register and apply on the website.
  5. If you need to send evidence to support your application, you can fill in the evidence return form
  6. You will receive a letter confirming your loan – usually within 4-6 weeks if you apply online.

You’ll find more information about the Advanced Learner Loan on the website.

How to pay back your Advanced Learner Loan?

You pay back your loan (plus interest) when you finish your course and earn more than £27,295 a year.

Key information about paying back the loan:

  • Your repayments won’t start until a year after you finish your course, in April.
  • Your repayments will stop if your income drops below £27,295 a year.
  • Your monthly repayment will be 9% of any income you earn over £27,295
  • If you’re an employee, your employer will work out your repayments and take them out of your salary with your tax.
  • If you’re self-employed your repayments will be paid as part of your Self-Assessment tax return. You can also pay some or your entire loan at any time without any extra charges.

For more information about repayments visit the website

You’ll find more information about funding your business course through the Advanced Learner Loan on the website.